Home > Credit Services Credit Due Diligence and Analysis

Adaptable underwriting support.

To evaluate and indicate the credit quality of the borrower(s), principal and/or guarantors, Cortland’s credit analysts perform comprehensive due diligence that assists clients in making credit decisions prior to loan origination. Our credit memorandum leverages client-provided financial statements and history to measure borrower creditworthiness through point-in-time and trend analysis, allowing you to conduct business with confidence and peace of mind.

Our services include:

  • Calculation of specific ratios and other financial metrics which are compared to client-established thresholds and/or credit policy
  • Notation and communication of all exceptions and non-compliance
  • An analytic tool to assist making credit decisions and the appropriate initial risk factor
  • Completion and forwarding of credit memorandum within three-to-five business days of receiving all required documents


Contact us today to learn more about how our credit due diligence and analysis services can help your business.