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Structured to provide the results you need.

Whether you need annual, semi-annual, quarterly or more frequent reviews, Cortland will assign a commercial credit analyst to evaluate and provide an indication of the post-closing credit quality of the borrower, principals, and/or guarantors. We conduct our reviews with industry-leading software that include measures of borrower creditworthiness (point-in-time and trend analysis) and a current risk profile using client and/or borrower-provided financial statements and history.

Our Services Include:

  • A written report detailing the analysis within three to five business days of receiving all required documents needed to complete the assessment
  • Calculation of specific ratios and other financial metrics
  • Comparisons of metrics to pre-determined thresholds, with exceptions and non-compliance noted
  • All agreed-upon (between client and Cortland) non-financial statement covenants are tested and evaluated with all results noted


Contact us today to learn more about how our credit review services can help your business.